Terms of use

A&Pi Capital International, C.A. informs you that it guarantees that you are on a secure website.

In this space, you will find all the legal information related to the Terms and Conditions of Use of this Website.

By accessing this Website https://apicapitalint.com/, you accept and agree to be bound by the Terms and Conditions of Use indicated here. Also, when using this web service, you are subject to any rule or guide of corresponding use that has been published for such service. Your participation in this service will constitute acceptance of this agreement.

If you do not agree to comply with the above, we respectfully request that you do not use our Website https://apicapitalint.com/.

Please read carefully the “Terms and Conditions of Use” that govern the use that you must give to this Website and all the contents contained in it, including any content derived from it.

For more information, please read our Privacy Policy.

This website belongs to the company A&Pi Capital International, C.A., which can be contacted by sending an email to apicapital@apicapitalint.com.

Identification data of the company responsible for the website

Name: A&Pi Capital International, C.A.

Address: 104th Street, Medical Center, Tower E, Ground Floor, Unit 4, Valencia, Carabobo, Venezuela.

Email: apicapital@apicapitalint.com

Phone: (+58) 414 423.37.14

Website: https://apicapitalint.com/ 

Social activity: Actuarial and financial advice. Design, management, and administration of health risks.

Purpose of the website: Information, Dissemination, and Promotion.

Purpose of this website

Make known the services offered by A&Pi Capital International, C.A.

Terms of use

Users

Whoever accesses and/or uses this website is attributed the status of USER and implies complete acceptance, from said access and/or use, of all the clauses and conditions of use included in the pages:

However, the use of this website does not mean the beginning of any type of employment or commercial relationship.

If you do not agree with each and every one of these clauses and conditions, you will refrain from using this website.

Use of the Website

The website https://apicapitalint.com/ provides access to articles, information, services and data owned by A&Pi Capital International, C.A. and the USER assumes responsibility for the use of the website.

A&Pi Capital International, C.A. reserves the right to withdraw all comments and contributions that violate respect for the dignity of people, that are discriminatory, xenophobic, racist, pornographic, that attack youth or childhood, order or public safety or that, in their opinion, they would not be suitable for publication.

In any case, A&Pi Capital International, C.A. will not be responsible for the opinions expressed by users through the blog or other participation tools that may be created, in accordance with the provisions of the applicable regulations.

Prohibited use

Any distribution, publication, or commercial or promotional exploitation of this Website, or any of the contents, codes, data or materials, is prohibited unless the USER has received prior express written permission from a person authorized by A&Pi Capital International, C.A. or any other applicable rights holder.

USER further agrees not to alter, edit, delete, remove, or otherwise change the meaning or appearance of, or change the purpose of, any of the content, code, data, or materials on or available through the Site. Website, including, without limitation, the alteration, or removal of any trademark, registered trademark, logo, service mark, or any other proprietary content or proprietary rights notice. The USER acknowledges that he or she does not acquire ownership rights by downloading any copyrighted material from or through this Website.

If THE USER makes any other use of this Website, or the contents, codes, data, or materials found here or available through the Website, other than as stipulated above, THE USER may violate the laws, copyright and other laws and may be subject to legal liability for such unauthorized use.

Acceptable use

You can access and view the content of this website from your computer or from any other device and, unless otherwise indicated in these Terms of Use or on the website, you may reproduce the content of this website for your personal use as long as you use it only for your personal and non-commercial use, do not copy or publish the content for the purpose of transmitting it in any medium, do not make modifications to the information provided in this portal and do not make any additional representation or guarantees related to these documents.

User Conduct Rules

The USER guarantees and agrees that, while using this Website and the various services and/or products offered on or through it:

  • You will not personalize any person or entity or misrepresent your affiliation with any other person or entity.
  • You will not insert any type of promotional content or that of a third party on this Website. Nor will you use, redistribute, republish, or exploit said content or services for any commercial or promotional purposes.
  • You will not attempt to gain unauthorized access to other computer systems through this Website.
  • You may not use “Web scraping”, “deep-link”, “robot”, “spider” or any other automatic device, program, algorithm, methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the website including, but not limited to, collecting email addresses, wireless addresses or other personal or contact information, or any other automatic means of obtaining lists of users or other information from or through this Website or the services offered on or through this Website.
  • You will not obtain or attempt to obtain unauthorized access to computer systems, materials, or information by any means.
  • You will not use this Website with the intent to interrupt, damage, disable, overburden, or impair it, including sending unsolicited mass messages or “flooding” servers with requests.
  • You will not use this Website in violation of the intellectual property or other legal or patrimonial rights of A&Pi Capital International, C.A., or from some third party.
  • You will not use this Website in violation of any applicable law. You further agree not to attempt (or encourage or support another’s attempt) to deceive, destroy, decrypt, or otherwise alter, or interfere with, or make any unauthorized use of, this Website.

Product and/or Service to contract

  • Before purchasing any product and/or service, we advise you to consult with your financial advisor to verify prices and any other economic information that is relevant to you. A&Pi Capital International, C.A. has no responsibility for your investment decisions.
  • First of all, you guarantee that you are at least 18 years of age and agree to pay the full prices of any purchases you make and to pay all applicable taxes. If payment is not received by us from the issuer, your credit, or debit card, or its agents, you agree to pay all amounts due at the time of claim by us. Some products and/or services that you purchase and/or download on or through the Website may be subject to additional terms and conditions that will be presented to you at the time of such purchase or download.
  • The Product and/or Service that you are going to contract is one of those described on this website.
  • Although there are some prices published on this website, the final price depends on the product and/or service and is the one agreed upon in the quote that is sent to you and that you approve.
  • The payment method is the one agreed upon by both parties.
  • The payment policy will depend on the type of product and/or service and the Client.

Collection of User Information

If you provide us with personal information, its collection and use are detailed in our “Privacy Policy” which you must read and accept. You acknowledge and agree that you are solely responsible for the accuracy of the content of the User Information.

The data we capture is the following:

  • Contact form, where the USER must fill out the email, subject, and name fields.
  • Quote request form, in which the USER fills out the fields of name, email, telephone number, website address (if available), company name, the service(s) required, and a message of request.
  • Tracking cookies, in accordance with the Cookies Policy, which we suggest you read.
  • Navigation and IP Address, since when browsing this website, the USER automatically provides the website server with information related to their IP address, date, and time of access, the hyperlink that has been forwarded to them, their operating system, and the browser used.

Despite the above, users may unsubscribe at any time from the services provided by A&Pi Capital International, C.A., or data provided by the USER. Likewise, both by subscribing to this website and by making a comment on any of its pages and/or entries, the user consents:

  • The processing of your personal data in the WordPress environment in accordance with its privacy policies.
  • The access of A&Pi Capital International, C.A. to the data that, in accordance with the WordPress infrastructure, the user needs to provide through the contact form or the quote request form.

Likewise, we inform you that the information of our USERS is protected in accordance with what is stated in our Privacy Policy.

By activating the contact form, the quote request form or a comment, the USER understands and accepts that A&Pi Capital International, C.A. has access to:

  • Name and email, or other data necessary to facilitate communication, forming a file with the name of “USERS OF THE WEBSITE” or in the case of making a purchase, it will be subscribed to the file of “CUSTOMERS AND/OR SUPPLIERS” having access to name, surname, email, Rif, ID, and complete address information.

In any case, A&Pi Capital International, C.A. reserves the right to modify, at any time and without prior notice, the presentation and configuration of the website https://apicapitalint.com/, as well as this legal notice.

Intellectual and Industrial Property

A&Pi Capital International, C.A. is the sole and exclusive owner of all rights, title, and interest in and to the Website https://apicapitalint.com/. All contents, brands, images, audio, videos, software, logos, drawings, images, documentation, color combinations, structure and design, selection of materials used, computer programs, or any other element susceptible to protection by intellectual property legislation or industrial, that are accessible on the portal, correspond exclusively to A&Pi Capital International, C.A. or to their legitimate owners and all rights over them are expressly reserved.

It is expressly prohibited for the USER to create hypertext links (links) to any element of the website https://apicapitalint.com/ without the authorization of the company, as long as they are not to a web page of the Portal that does not require identification or authentication for access, or it is restricted.

In any case, A&Pi Capital International, C.A. reserves all rights over the content, information, data, and services. This website does not grant any license or authorization of use to the USER regarding its contents, data, or services, other than that expressly detailed in this text.

The USER undertakes to respect the Intellectual and Industrial Property rights owned by A&Pi Capital International, C.A. In addition, the USER must refrain from deleting, altering, evading, or manipulating any protection device or security system that was installed on the web pages from A&Pi Capital International, C.A. and without prior notice, the presentation, and configuration of the website https://apicapitalint.com/, as well as this legal notice.

Disclaimers — Exclusion of warranties and liability

The USER exonerates A&Pi Capital International, C.A. of any damage, whether direct or indirect, caused by the use or impossibility of use of the material or information contained on this website, due to lack of availability of the website, which makes periodic stops for technical maintenance. A&Pi Capital International, C.A. does not guarantee or represent the accuracy of the information contained herein nor assumes any responsibility for any errors or omissions in the content of its website. The material contained herein is published without warranty of any kind. A&Pi Capital International, C.A. does not guarantee that the functions of this website are error-free, may be interrupted, or that the website or its transmitter are free of viruses or other harmful components despite having adopted all necessary technological measures to prevent this. By accessing this page, the USER assumes the aforementioned risks.

The USER accepts that this website and all its components are offered for informational purposes only. A&Pi Capital International, C.A. is not responsible for the accuracy, usefulness, or availability of any information transmitted or made available through this website. That is, this website will not be responsible for any errors or omissions in said information.

A&Pi Capital International, C.A. is not necessarily affiliated with other websites whose addresses and links appear on this website and is not responsible for their contents. These are offered merely for your convenience and THE USER accesses them at their own risk and exonerates A&Pi Capital International, C.A. for negative results. THE USER acknowledges and agrees that we act in good faith, but we have no responsibility for the information, content, products, services, advertisements, codes, viruses or other materials that may or may not be provided by or through the sites, linked websites, even if they are owned or operated by our affiliates.

A&Pi Capital International, C.A. He is strict with his good reputation and with the good image he wants his clients to have of him. For this reason, it only advertises products and/or services from companies that have proven to be of excellent quality, reliable, and safe. Still, there might be some cases where the result is not satisfactory to you and in this case, it will exonerate you as you are not responsible for those companies. If it becomes aware of negative results and/or practices, it will immediately analyze the situation and take the necessary actions to correct it.

Modifications

A&Pi Capital International, C.A. reserves the right to make, without prior notice, the modifications it considers appropriate and necessary to its website, and may change, delete, or add both the content and services provided through it and the way in which they are presented, or located on their website.

Link Policy

    • It is prohibited to reproduce, in whole or in part, any of the services or contents of the website https://apicapitalint.com/ without the prior express authorization of A&Pi Capital International, C.A.
    • It is prohibited to establish deep-links IMG image links, or frames with the website https://apicapitalint.com/ without the prior express authorization of A&Pi Capital International, C.A.
    • Any false, inaccurate, or incorrect statement regarding the website https://apicapitalint.com/, its services, or its contents is prohibited, except for signs that are part of the hyperlink. The website on which it is established will not contain any brand, trade name, establishment sign, name, logo, slogan or other distinctive signs that belong to A&Pi Capital International, C.A., unless expressly authorized by it.
    • The establishment of a hyperlink does not imply the existence of relations between A&Pi Capital International, C.A. and the owner of the page or web portal from which said hyperlink is made. Likewise, it does not imply that A&Pi Capital International, C.A. knows and accepts the services, products and content offered on said page or web portal.
    • A&Pi Capital International, C.A. is not responsible for the content or services made available to the public on the web page or portal from which the hyperlink is made or for the information and statements included therein.
    • The website https://apicapitalint.com/, property of A&Pi Capital International, C.A., may make available to the user connections and links to other websites managed and controlled by third parties. The function of these links is to facilitate users’ search for information, content and services on the Internet. Users should never consider these links to be a suggestion, recommendation, or invitation from A&Pi Capital International, C.A. to visit these sites.
    • A&Pi Capital International, C.A. does not market, direct, or previously control or make its own the contents, services, information, and statements available on said websites.
    • A&Pi Capital International, C.A. does not has no type of responsibility, not even indirectly or subsidiary, for any damages that may be caused by the access and use of the contents, opinions, statements, products and services existing or offered on websites not managed by A&Pi Capital International, C.A. does not market, direct, or previously control or make its own the contents, services, information, and statements available on said websites. and that is accessible through the website https://apicapitalint.com/.

Right of Exclusion

A&Pi Capital International, C.A. reserves the right to deny or withdraw access to the portal and/or the services offered without prior notice, at its own request or that of a third party, to those users who fail to comply with the Terms and Conditions of Use and the Legal Information of this website.

Right of monitoring

A&Pi Capital International, C.A. will be strict with non-compliance with the Terms and Conditions of Use and the Legal Information of this website, as well as any improper use of it, exercising all civil and criminal actions that may apply by law.

A&Pi Capital International, C.A. reserves the right, but has no obligation, to review all materials posted to the Website by users, and is not responsible for any such materials. However, A&Pi Capital International, C.A. reserves the right at all times to disclose any information necessary to satisfy any legal request, or to edit, refuse to post or remove any materials, which in the sole discretion of A&Pi Capital International, C.A. is objectionable or in violation of this Legal Notice, the Privacy Policies or applicable law.

Amendments or modifications and duration

A&Pi Capital International, C.A. may modify the conditions determined here at any time, being duly published as they appear here.

These Terms and Conditions of Use may be restricted, canceled, modified, or amended at any time and without prior notice.

The validity of the aforementioned conditions will depend on their exposure and will be in force until they are modified by others duly published.

Therefore, it is recommended that you consult them periodically, as they may be modified.

Complaints and questions

If there is any type of claim or doubt, you can send a message via email to apicapital@apicapitalint.com indicating your full name, the service, or the product purchased, and explaining the reasons for your claim or any doubts you may have.

 

These Terms of Use were updated in January 2024